Sistema Regional de Información
en línea para Revistas Científicas de América Latina,
el Caribe, España y Portugal

The article is devoted to the issue of assessing the credit risk of a corporate borrower of a bank in the conditions of the coronavirus pandemic and its consequences. The situation in the banking sector in the current conditions has been outlined, the directions of the regulator for improving the banking sector within the framework of a risk-oriented approach have been presented. The necessity of modernization of methods for calculating credit risk based on the model of expected losses, taking into account the superposition of the factor of cyclical fluctuations of economic systems, has been revealed.

The new reality, determined, on the one hand, by the complexity and non-linearity of socio-economic relations and, on the other hand, by the development of digitalization and the expanding possibilities of integration of various processes, requires new approaches to the study of entrepreneurial forms and associations. Network and cluster scientific methodologies were quite revolutionary at the time but remain quite productive. The authors of the article investigate the evolution of views and discuss the feasibility of applying an ecosystem approach to the study of large business structures such as "group of companies". The logic is as follows: the larger the business association, the more it is embedded in the environment, formally (legally) located behind the contour of this structure. Therewith, it is important to take into account the current trends in the development of the ecosystem approach, the specifics and structure of the group of companies. The article attempts, based on a combination of inductive and deductive methods, to determine the prospects for possible research directions of Russian groups of companies based on an ecosystem approach.

In the era of digitalization of the global economy, companies are beginning to create their digital platforms and digital ecosystems, transferring the main activities of the company to the digital environment to maintain global competitiveness. The study of the patterns and principles of the development of digital ecosystems is relevant for business from the point of view of creating its peculiar sustainable competitive advantage. The object of the study is digital ecosystems. The subject of the study is the features and trends of the development of digital ecosystems in the modern economy. The purpose of this work is to identify patterns of development of digital ecosystems and make recommendations for companies that want to create their digital ecosystems. The study of annual reports, conducting in-depth interviews and statistical analysis of the stock price allowed us to achieve the set purpose. The results of the study will be useful for representatives of traditional companies to implement projects to create their digital ecosystems, representatives of government agencies to regulate the activities of digital ecosystems, and for startups that are building new business models in the digital economy.

This article discusses current issues of economic security of the EAEU countries and the need to create common market spaces with common rules and principles for all the countries of the union. In the context of continuous globalization, the development of international economic relations, and the integration of national economies, there are many common threats to economic security for all economic unions. The proposed methodology for assessing the level of economic security is based on a comprehensive analysis and assessment of the main strands of the economic policy of the Union countries and the possibilities of creating common markets in areas under consideration. Based on the analysis, the conditions for creating common rules and principles of economic policy of the EAEU countries are proposed to ensure the common economic security of the union.

This article attempts to study the role of emergency risk management in the era of the digital economy. The main purpose of the article is to identify the major patterns that determine the features of risk assessment in business as the main element contributing to the achievement of economic security of the organization, as well as to carry out a comparative analysis of risk assessment and management methods in emergencies. The modern economic analysis employs various risk management methods. The most effective ways to reduce risk in conditions of the economic and political instability in Russia are the method of scenarios and the method of hierarchy analysis, as well as diversification, i.e. the distribution of risks between several business participants. Emergencies may have a different character depending on the nature of the adverse event. This article deals with natural and man-made emergency dangers.

To ensure the competitiveness of the Russian economy in the international arena, it is necessary to increase labor productivity. However, its indicators lag significantly behind similar indicators in economically developed countries. The necessary conditions for the growth of labor productivity in the regions of the country are the technological re-equipment and modernization of production, the development and implementation of modern advanced information technologies in all areas, the presence of a highly professional workforce with the necessary competencies in the context of the digitalization of the economy.

Currently a great number of problems have accumulated regarding the Arctic agenda in international legal, military, socio-economic, environmental, and scientific spheres. The authors of the study believe that international collaboration in the scientific and technical sphere, built upon a legal basis, is the first direction of mutually beneficial interstate collaboration in the Arctic region. The development of international scientific and technical collaboration in the field of complex Arctic study presupposes a comprehensive approach with regard to economic, legal and political aspects, and analyzing static and dynamic indicators. Thus, it is necessary to develop a legal model of collaboration. The development of the legal model of international scientific and technical collaboration in the field of complex Arctic study involves a range of actions aimed at improving the regulatory and conceptual framework, changing the system of state management of scientific and technical collaboration in the Arctic zone in order to ensure a consistent policy and eliminate existing problems.

The relevance is in a specific problem - the contradiction between a particular territory competitiveness increase (for example, the gross regional product, budget financing) and the population interest in implementing their qualitative and quantitative characteristics (human capital) on it. The article proposes the author's approach of proving the position that the specificity of human capital development can be both a constraining and an activating factor for a territory competitiveness increase. It has been determined that the influence nature (positive or negative) is set by a combination of factors that are the main elements of mutual influence mechanisms of human capital qualitative and quantitative components and the rates of socio-economic development of a territory, which characterize its level of competitiveness. The results obtained can be used by researchers who deal with the problems of human capital theory, its development, and the relationship with the territory competitiveness indicators. The study's practical significance is the possibility of its result application: by state authorities and local self-government during the development and adjustment of documents for territory development strategic planning; the scientific community during the study of human capital and the level of territory competitiveness mutual influence.

The choice of the government and business interaction (GBI) model is often a question more political than social, or economic. However, the formation and change of the GBI model are determined by economic and social factors that have historically developed in the study area. The trends of recent years have supplemented the factor system of the GBI with two integral components: a crisis of non-economic nature (pandemic) and digitalization of all scopes of activity. The government and business interaction models are significantly differentiated in the context of different states, and Russia, due to the scale of its economy – in the context of regions. The article presents original developments of a structural and logical scheme that can be used to determine the system of factors for choosing the model of interaction between regional governments and business structures to identify the current model and the possibilities of its transformation to optimize the interaction of power structures and companies in the region in a context of crisis or transition period. The model was tested using the materials of Russian regions.

The relevance of the present study is due to the socio-environmental crisis phenomena, the tool to minimize which is the transition to sustainable development, declared by the President of Russia. The article deals with the problem of assessing the level of sustainable development of the Far Eastern territories of the Russian Federation in terms of compliance with environmental goals of sustainable development of the UN 11-15. The authors use methods of graphic analysis, construction of time series and rating evaluations to assess the level of sustainable development in terms of environmental protection indicators in the subjects of the Russian Far East. As a result of defining the criteria according to the developed scale, the authors conclude that only in 2 regions the level is defined as favorable. The environmental problems of the regions are noted, and the key directions of improving the environmental well-being of the territories under consideration are outlined. As a result, it is determined that the key to solving these problems can be introducing elements of circular economy in the modern economic system.